Kupu

As I begin the journey of finishing my working career I look back at messages I have received throughout my lifetime about money and the idea of saving money. Of course, as a young man I never gave much thought to saving. After all I was young and I had a lot of time to save. It was a plan built on wishes and fantasies. A plan which gave me all sorts of money to party and put me on a path of self-destruction. While I had some amazing times, albeit a bit crazy, the memories have lasted me a lifetime. But those memories did nothing for me when I had an emergency. It got to a point where I could justify not saving money. After all, with all the debts I had how could I possibly save a penny? The question should have been how could I not save a penny? One of the easiest ways to save money and to also get a raise in pay is through your pension plan at work (401K). People don't do it because... well it goes back to my early beliefs that I was young and I'll worry about it tomorr...